Our Rating: 82%

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PNC Bank Personal Loan Review

Loan Amount:
$1,000 - $35,000
Minimum Credit Score:
620
APRs From:
6.24% - 35.99%
Funding Speed:
Not Specified

Brick and Mortar bank, PNC bank features competitive rates and low rates and fees on unsecured personal loans. PNC allows you to consolidate high-interest credit card debt, fund expensive home improvements or finance any major purchase. Borrowers do not need to have an existing relationship with PNC to get a loan, however, borrowers with a valid PNC checking account can opt into automatic loan payments and receive a discount on their APR.

Check your pre-qualified personal loan rates online now.

Pros

  • Competitive rates.
  • Quick Loan funding - fund a loan within 2 business days.
  • Option to add co-signer.
  • Available in Wisconsin

Cons

  • Fees: charges 10% or $40 late fee, whichever is greater.

PNC Personal Loan Overview

The ninth-largest bank in the U.S. by total assets, PNC Bank offers unsecured personal loans for borrowers looking to consolidate debt, fund home improvements, or cover emergency expenses.

Your approval will depend on your credit score, income, and debt-to-income ratio. According to a PNC representative, these factors are weighed evenly on applications.

While no specific credit score requirements were disclosed, borrowers who qualify will likely need good to great credit. Most of PNC's consumer loan borrowers have a FICO score of at least 650 according to PNC’s 2017 annual report.

To option to add a co-signer is offered by PNC. This will increase approval odds and help you get a lower rate. You must keep in mind, that the co-signer will also be responsible for repaying the loan if you default on your payments.

  • Cost: APRs start at around 9%.
  • Fees:
    • Origination fee: None.
    • Late fee: Greater of $40 or 10% of the amount due, after a 15-day grace period.
    • Prepayment fee: None.
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How to apply for a PNC loan

Applying is simple and can be done through PNC’s website. PNC is unique in the fact that they are a branch bank, so you'll also have the option to visit a physical branch location in person if you are more comfortable with in-person banking. Completing an application will only take around 10 minutes, some of the information you'll need to provide is one form of photo ID and your annual income.

PNC Bank Wisconsin Branch Locations

There are 27 PNC Bank Branches in Wisconsin.
The following is a list of all PNC Bank Wisconsin Branch Locations.
MENOMONEE FALLS BRANCH Logo
MENOMONEE FALLS BRANCH
Address: N87w 16586 Appleton Avenue, Menomonee Falls, Wisconsin 53051
Muskego Branch Logo
Muskego Branch
Address: S74w17100 Janesville Rd, Muskego, Wisconsin 53150
ELMBROOK BRANCH Logo
ELMBROOK BRANCH
Address: 2360 North 124th Street, Wauwatosa, Wisconsin 53226
GREENDALE BRANCH Logo
GREENDALE BRANCH
Address: 5499 South 76th Street, Greendale, Wisconsin 53129
CUDAHY BRANCH Logo
CUDAHY BRANCH
Address: 6042 South Packard Avenue, Cudahy, Wisconsin 53110
WEST ALLIS BRANCH Logo
WEST ALLIS BRANCH
Address: 9330 West Greenfield Avenue, West Allis, Wisconsin 53214
TOSA VILLAGE BRANCH Logo
TOSA VILLAGE BRANCH
Address: 6900 W State St, Wauwatosa, Wisconsin 53213
WAUKESHA BRANCH Logo
WAUKESHA BRANCH
Address: 2116 E Moreland Blvd, Waukesha, Wisconsin 53186
NEW BERLIN BRANCH Logo
NEW BERLIN BRANCH
Address: 3670 S Moorland, New Berlin, Wisconsin 53151
MORGAN BRANCH Logo
MORGAN BRANCH
Address: 3470 South 27th Street, Milwaukee, Wisconsin 53215
KINNICKINNIC BRANCH Logo
KINNICKINNIC BRANCH
Address: 3545 South Kinnickinnic Avenue, Milwaukee, Wisconsin 53207
LAKE GENEVA BRANCH Logo
LAKE GENEVA BRANCH
Address: 401 Broad Street, Lake Geneva, Wisconsin 53147
OAK CREEK BRANCH Logo
OAK CREEK BRANCH
Address: 125 East Puetz Road, Oak Creek, Wisconsin 53154
PEWAUKEE BRANCH Logo
PEWAUKEE BRANCH
Address: 395 Pewaukee Road, Pewaukee, Wisconsin 53072
LISBON BRANCH Logo
LISBON BRANCH
Address: 6055 West Lisbon Avenue, Milwaukee, Wisconsin 53210
411 WISCONSIN BRANCH Logo
411 WISCONSIN BRANCH
Address: 411 E. Wisconsin Avenue, Milwaukee, Wisconsin 53202
MIDTOWN BRANCH Logo
MIDTOWN BRANCH
Address: 5216 West Capital Drive, Milwaukee, Wisconsin 53216
WHITEFISH BAY BRANCH Logo
WHITEFISH BAY BRANCH
Address: 130 West Silver Spring Drive, Suite 100, Whitefish Bay, Wisconsin 53217
FOX POINTE GLENDALE BRANCH Logo
FOX POINTE GLENDALE BRANCH
Address: 7001 North Port Washington Road, Glendale, Wisconsin 53217
WEST BEND PARADISE BRANCH Logo
WEST BEND PARADISE BRANCH
Address: 1801 South Main Street, West Bend, Wisconsin 53095
EAST CAPITOL DRIVE BRANCH Logo
EAST CAPITOL DRIVE BRANCH
Address: 275 East Capitol Drive, Milwaukee, Wisconsin 53212
EAST NORTH AVENUE BRANCH Logo
EAST NORTH AVENUE BRANCH
Address: 1930 East North Avenue, Milwaukee, Wisconsin 53202
BROOKFIELD NORTH BRANCH Logo
BROOKFIELD NORTH BRANCH
Address: 17375 West Capitol Drive, Brookfield, Wisconsin 53045
BROOKFIELD ELM GROVE BRANCH Logo
BROOKFIELD ELM GROVE BRANCH
Address: 12805 West Blemond Road, Brookfield, Wisconsin 53005
MEQUON BRANCH Logo
MEQUON BRANCH
Address: 11201 North Port Washington Road, Mequon, Wisconsin 53092
16TH & NATIONAL BRANCH Logo
16TH & NATIONAL BRANCH
Address: 1574 West National Avenue, Milwaukee, Wisconsin 53204
KEWASKUM BRANCH Logo
KEWASKUM BRANCH
Address: 1225 Fond Du Lac Avenue, Kewaskum, Wisconsin 53040